viewer alert! Because we started http://www.milesOneCard.com to disclose CapitalOne's vampirism, CapitalOne stopped their MilesOneCard TV promo, but, they started a http://www.getMyCard.com ! Doing what?! to take new blood's application for MilesOneCard!! (Watch out!! don't let the vampire get your veins! when u click it to see what's over there getMyCard.com, NEVER sign and give your social security number to get this what?! Blood Sucking Evil card.)

Now CapitalOne credit card change their TV promo into CapitalOne PrimeLock card ?! Is this because VISA is about to cancele CapitalOne's license and won't allow CapitalOne to run their blood sucking evil credit card as a VISA card anymore?! CapitalOne knew eventually they will get cancel to use VISA to cover their vampirism business, so they keep change their card's name to confuse and stall the card holder?

Viewers, after u sue CapitalOne, there is still one thing u need to do: to make sure CapitalOne  lose the license to use VISA ! Please always email visa.com , ask VISA and Master Card to cancel CapitalOne's license to run their blood sucking evil card in VISA's name! U can always  copy 'paste and forward every messages post over our webs to remind VISA what CapitalOne has already turn the VISA credit card into the CapitalOne LONG-HASSLE REWARDS and PrimeLock HELL!! Visa and the Better Business Bureau are launching a campaign to educate consumers on: how to identify phishing scams; how to avoid becoming a victim; and how to report a suspicious email. Comprehensive phishing resources are available at www.bbb.org/phishing and www.callforaction.org. KEEP EMAIL VISA TO VOICE OUR COMPLAINTS, the day VISA cancel CapitalOne's license shall be the day these evil vampires lose their teeth!!

To Visa and the Better Business Bureau, how could u allow CapitalOne to run their blood sucking evil card (credit limit $200 or $300 with a guarantee over limit fees, and late charges doesn't matter when and how u pay ur payment) as a VISA over years? Read CapitalOne's offer: "NO HASSLE ISLAND GIVEAWAY, win instantly! Million of $$ worth of prizes! see game card inside " ! Can't u figure out what they been doing?! How could u licensed CapitalOne the rights to ruin and schedule consumer's credit report over 7 years when they refuse to pay anymore of these CapitalOne evil fees?! With this economic crisis and with the younger generation being taken-in by the Spider in the Web looming over them as their prey, there MUST be action taken against such NO CONSCIENCE offenders!!!!

Complain to MasterCard.com and ask them to cancel CapitalOne 's masterCard license if u got a Master Card from the blood sucking evil CapitalOne !

Sue them NOW!! You only have ONE YEAR to sue these Out-Laws until they are Out-O'Business:  hostmaster@CAPITALONE.COM , domainmgr@capitalone.com , webinfo@capitalone.com , hostmaster@COUNTRYWIDE.COM , maverick@capitalone.com

Can the Media Help us?!

Abusive Credit Card Practices/ Improper Rate Hikes, Late Fees, Annual Fees, and Overlimit Fees/ Some credit card issuers have failed to honor special offers extended to new and existing customers. The Law Offices of Barry Karmer has recently resolved several class actions involving interest charges, late fees, annual fees, and overlimit fees, and is actively pursuing cases in these areas as well as cases involving special rate offers that the credit card issuer failed to honor (i.e., you were promised a low introductory interest rate on opening a new account, making a balance transfer, or using a convenience check, but the credit card company later raised the interest rate during the term of the offer without cause.)   If you feel you have been a victim of an unfair rate increase, fee, or penalty or broken promise by your credit card company, and would like to participate in an action against them, or even if you merely want to contribute to a pool of knowledge against credit card companies for their shoddy practices, please fill out the form below. If your injustice does not match the complaint described above, please click to register your complaint.

Viewer, class actions take too long, also u really don't get too much settlement on portion, file your own lawsuit first! U may lost your own chance to sue and get your own justice while u r waiting for class actions!

Jun 15, 2006 9:35 am / Mark   h* / mdh*@fedex.com / how can i call to speak with a cus-svr person pls send me a email with that info @( mdharrell@fedex.com) thx you mark h*

2006/4/19 P.M. 04:38:11 / Rachel / luc*@yahoo.com / CapitalOne  trying to sue me and garnish wages. Have been getting rude, harassing letters, calls. I live on the Gulf Coast (Katrina). They did not seem to care. Rachel, fight back! View our webs and u will learn how to beat those Vampires!

2006/4/14 P.M. 11:41:32 / Complaint /HowDoFind: Web Site search engine /FoundFrom: google / Rebecca B* / mur*@yahoo.com / 502-***-**** / I was decieved by CapitalOne  from the beginning about fees, interest rate, etc., Then I was sucked into paying extra for protection, that would pay my bill if I didn't work for a while. When that happened and I called them , they said That since I was a self imployed Mural Artist that the agreement was invalid, even though I had payed a monthly fee for that option for over a year. They never returned that portion of my payment and now since my house burned down I don't have much documentation. I have also defaulted on my card and they are sueing me. My card was payed off last April then my son borrowed it for a trip. He ran it up to 290. and was supposed to pay it off, they added a yearly fee that month which put it over the 300. limit and charged me 29. over the limit fee. Now one year later they say I owe them over $700. Rebecca, whatever they do, they just need to do one thing, collect at least $1,000 from u or else they r losing money on your account because it cost them $1,000 to get a new blood like u! Sue the Vampire!!

2006/3/23 A.M. 08:32:08 / JOHN C* / jch*@aol.com / 310 *** **** / SO FRENCKEN CONFUSING! ALL WE NEED TO FIND TE FINANCING FOR MY SON TO PURCHAS A NEW CAR JOHN C* HANDICAPPED PERSON . no need to call me. my wife will shut you off immediately. call me during the day time John, u got the wrong idea about our web site, we r NOT CapitalOne  blood sucking evil card itself. We r the CapitalOne  victims group together to fight the vampire. CapitalOne  spend millions of money to promo their CapitalOne  blood sucking card, all they want is to make u call! To get your signature. CapitalOne  spend tons of money to get u, once when u r IN, they need to charge u at least $1,000 from u, or else they will consider they lose money on u. Usually their over-limit charges' late charges (read our web and u will see, doesn't matter when and how u pay their bill, u ALWAYS get the late charge!) r never collecting quick enough, so they will give u another 2 more of their CapitalOne  NO-HASSLE cards so they can charge u three times faster. (Another 2 more?! How great! 3 times hell. What can they do to OVER-LIMIT fees? Don't they tell u that u will get a $15,000 credit limit card? Guess what. u will receive a card of $200 credit limit only! Even a gas card got higher limit than this CapitalOne card!) Handicapped and new blood who is anxious to get the credit r their perfect victim! u stay home a lots, watching their CapitalOne  NO HASSLE REWARDS' commercial every 10 minutes, receiving their CapitalOne  NO HASSLE' offer by mails every week. (CapitalOne  spend such millions dollars to get u trapped, think! what they r gonna do when u finally give them your name?! Read our web u will see what's happening to other victims. Most of victims complain about whatever is too late and what shall they do, but if u read it carefully, u will see some winner had kindly fill in the helpful tips after they bated the vampire.) It's too late to warn u now, u called them, they got u! But it's never too late to fight back! p.s. some more tips for 'Victims afterward': 1.When u finally managed to mail them a check to pay off their endless charges so u can close their blood sucking evil card, they will HIDE your check! YES, they will tell u that your check never received, and after 2 or 3 months when u get the proof that your check was there, there r already tons of late fees and over-limit fees waiting for u to contact them to straight up the hell. 2.CapitalOne  set up their CapitalOne services in foreign country, they speak English there, but u can still figure out by their accents, it's cheaper there, also it's guaranty that your late fees shall be always 2 more days extra because the SERVICE will tell u that "the local office is closed right now, but we will forward your record to it ASAP". 3.One viewer had complain about some services (collection department from CapitalOne , they even have a attorney with young voice, and he told people that his name is Mr. James, no last name, no first name, just 'Mr.James'.) called and gave 60% discount if he call their number to transfer the balance, so he dialed the number and enter his banking account, and next day, all his money was gone! The complaint submitted without decent contact information, we can not post the complaint without decent contact info, but we post all complaints and keep the contact info to our very private system.

2006/3/11 P.M. 05:20:53 / Dennis J* / Dje*@yahoo.com / 914******* / I settled my balance with CapitalOne  and they refuse to note this on my credit report.

2006/2/22 A.M. 11:51:56 / mary h* / mar*@yahoo.com / 773******* / tooooooooooo much interest rate, late fees and over the limit fees even though the account is close they still charge interest rate

2006/2/22 P.M. 05:30:25 /MessageType: Complaint /HowDoFind: (Other) /FoundFrom: askjeeves.com / Valerie S* / tlc*@yahoo.com / 915-***-**** / I have had an acct. with CapitalOne  and this acct. started going down hill when I was charged a late fee and this late fee caused my acct. to become over the limit and I have never been able to get under the credit limit ever since. I would like to negotiate a settlement with CapitalOne  and have this acct. re-aged so that it doesn't continue to hurt my credit score.

2006/2/20 A.M. 10:57:51 / MessageType: Complaint / HowDoFind: Web Site search engine /FoundFrom: http://www.capital1card.com/CapitalOne200110.htm / K daigle / tad*@yahoo.com / 425******* / CapitalOne  raised my interest rate after one late bill. I have been a loyal customer for 6 years, paying off several charges and doing frequent balance transfers. When I requested them to reduce my rate they refused very rudely and I told them to close my account. The customer service rep stated that it was in pending closed status until my balance was zero for one full billing cycle. I spoke to this reps :supervisor: who refused to help me. I told her to leave my account open, I would spend my reward miles pay off my balance then close my account. this rep informed me i had lost my miles by requesting my account to be closed. No one ever told me that would happen. They refused to return my miles although my account is still open and I can still charge on it. So they refused to close it, took my miles and would not reduce my rate. And to top it off, I told this supervisor -Kim- I wanted to speak to her supervisor and she told me there was no one above her. Hummm, she wasn't the president who by the way will not speak to customers. She also told me I would have a phone call from someone in 24-48 hours after I demanded someone else call me back. It has been four days and no phone call. Their email customer service told me I would need to handle this over the phone. Well I cannot get any help any where.

2006/2/19 A.M. 07:38:28 / mike n* / mik*@yahoo.com / 954-***-**** / I requested a lower interest rate after receiving an offer from CapitalOne  for a new account, and the gave me a story that I really believe is based on It is obvious that your company red lines their customers, and based on their ethnicity, and discriminatation or "red line" customers addresses. I have already cancelled one of my accounts based on their written response of having different products.... Yea right, and may cancel the other 2....

2006/2/3 P.M. 01:03:20 / MessageType: Complaint / HowDoFind: (Other) / FoundFrom: Yahoo search / Erin / elfw*@hotmail.com / 336-***-**** / I opened my No hassle miles card in September '05. Although they are supposed to open up a rewards account the minute you activate your card, they did not with mine. After many phone calls, they finally admitted that I was 1 of hundres of people they did this to, and that I would finally be able to see my miles points in Febraury. I can see them now, but they are refusing to apply the initial 5,000 miles (in the contract, they say they'll apply 5,000 miles with your first purchase). They say that I am now under a new contract, and they are not required to give me the 5000 miles. This is a breach of contract. Has anyone else experienced this?????????

2006/2/2 A.M. 03:15:42 / MessageType: Complaint / HowDoFind: (Other) / FoundFrom: google / Anna M* / itwi*@earthlink.net / 386-***-**** / I am being sued by Capital One. Originally, I owed them approximately $300.00,I tried to resolve an issue with them and the person representing CapitalOne was unprofessional and insulting, and never tried to resolve my issue, so I told her I would pay once I received a satisfactory answer, and now I owe OVER $3,000.00 in fines.

2006/2/1 P.M. 08:54:22 /MessageType: Problem / HowDoFind: Web Site search engine / FoundFrom: yahoo / David C* /required-UserEmail: pap*@yahoo.com / 781-***-**** /FAX: 617-***-**** / How does your complaint process work? Do you get results? I'm considering a lawsuit. Thanks. David, sue the vampire NOW!! or else u will get more of  late charges every day. Also, in some area, u only allowed to sue within 1 year!!

2006/1/8 P.M. 06:06:02 / shelbie s* / ssk*@netzero.com / 440******* / This is an update of my case of ID theft and CapitalOne. My pay was garnished for a credit card I never opened. The garnishment of my pay could have been avoided. CapitalOne was negligent in issuing this credit card based on flimsy personal information submitted by the thief. The thief only had to provide my DOB and SSN. CapitalOne was negligent in their failure to conduct a proper investigation of the ID theft. When I contacted CapitalOne and made them aware of the ID theft they should have immediately initiated an investigation and that is according to CapitalOne’s own website (http://www.capitalone.com/credit101/fraud/victiminfo.shtml). Instead CapitalOne garnished my pay. CapitalOne attacked me and refused to tell me what kind of information I could provide in order to assist in the investigation. I was forced to try to resolve this issue without the help of CapitalOne. Both CapitalOne’s fraud operations and collections departments ignored my request for information and assistance. They ignored the evidence I submitted proving I was not in Detroit, Michigan during this time. Every certified letter I sent CapitalOne was ignored. CapitalOne made a mistake and refused to correct or acknowledge their mistake. CapitalOne refused to acknowledge the fact they extended credit to someone pretending to be me. CapitalOne chose to ignore the ID theft affidavit I submitted. CapitalOne chose to ignore my request for copies of account documents. CapitalOne chose not to take a report or initiate an investigation into my ID theft claim. In CapitalOne’s zeal to increase the number of card holders, CapitalOne failed to properly verify the personal information being submitted and failed to request enough personal information in order to sufficiently verify identity. CapitalOne chose to ignore my request to remove my name from this account and from the judgment until finally a ruling was issued in my favor by the 36th District Court. I was prepared to present a mountain of evidence to prove my case, but the lawyer for CapitalOne agreed the card was the result of ID theft before the trial began. The lawyer was dead set against me receiving anything other than the money CapitalOne fraudulently garnished from my pay, but the judge thought otherwise and awarded me the out of pocket expenses. I believe the turn around by CapitalOne was due to my complaint filed with the FRB. I would suggest others use them to file complaints against CapitalOne. Board of Governors of the Federal Reserve System Division of Consumer and Community Affairs Complaint Section 20th and C Streets NW Stop 801 Washington DC 20551 202-452-3693 www.federalreserve.gov I have since received a reimbursement check from CapitalOne for the fraudulent garnishment and for my out of pocket expenses.

2005/12/28 A.M. 09:59:57 P/MessageType: Complaint /HowDoFind: Web Site search engine /FoundFrom: /UserName: A very loyal customer of K-mart../required-UserEmail: jjjj /UserTel: kkkkk /UserFAX: ooooo /ContactRequested: /Comments: ............. We can't post your message even it's complaint about CapitalOne bank because u didn't enter any decent contact info,

2005/12/27 P.M. 02:00:23 /Gerri A* / Sun*@yahoo.com / 435-***-**** / Please send me info on Capital One lawsuit

2005/12/15 A.M. 07:51:28 /MessageType: Complaint / HowDoFind: Web Site search engine / FoundFrom: yahoo / Tim B* / tim*@yahoo.com / CapitalOne is defrauding me by charging undue late fees and increasing my APR by over 400%. They are slow in processing payments and have even not credited a payment to justify the APR increase.

2005/12/5 A.M. 08:15:12 Pacific / Donna C* / web*@cox.net / 479******* / Where do you file the bad complaints if I send you all my prooof? I made an error on the complaint I sent. The inquires were NOT MINE. I left out the NOT and made it look like they were mine.   2005/12/5 A.M. 08:03:22 /FoundFrom: google / I had a score of 697 on my credit. I applied for a printer lease and ws turned down and that prompted me to check my credit report. I then found a "charge off" that ws not mine. So....I filed disputes through the credit bureaus. I never got any results so I filed again. Little did I know that each time I filed, that was causing my credit score to drop. I had 697 at the end of May and three months later, had 635 and the last time I checked it was below 600. I have five creditors and have NEVER been late. I have paid anywhere between $200 to $400 per month to each one but tring to fix my credit has made it worse. I also had about 8 inquiries on my file until I started trying to fix it and now I have 64. They are mine but I have no way to prove it and the more I try the further my score drops. They tried to get me to buy "identify theft" stff, credit monitoring and all that stuff and when I refused, all this other stuff, bad accounts and a zillion inquires showed up on my report. So...as my last resort, I have sent my file to the FTC in Washington DC, hoping that I can force the credit bureaus to fix my file back. My score should be about 750 - 800. I have proof of every payment made. I have printed off every statement of my CapitalOne MC, Household bank MC, Dell, GE and Visa. The cc companies have not cheated me. It is the credit bureaus that are placing info that is not mine because I would not pay them to monitor my credit.

2005/11/30 A.M. 11:25:38 /Dan B*  / drb*@yahoo.com / A recent change in redemption policy reduced the cash value of my accumulated miles by 1/2. Thus turning the ~70,000 miles I had (worth ~$700) into a value of only ~$350. Notice, if actually sent, was not obvious enough amongst all the other mailings from CapitalOne. to catch my eye and make me aware of the need for action on my part to protect the value of my miles. Customer service was not inclined to help in any meaningful way. Dan, the Customer Services is mean to charge u more fees and add your late fees 2 more days because "the local office is not IN, but your claim will be sent". Where r these Customer Services if they r not LOCAL?  Check it out from their English accents, they r in India, CapitalOne. set it up there because it's cheap there.

2005/11/18 P.M. 06:15:09 / Kris B* / kri*@hotmail.com / 360-***-**** / my husband was injured on the job when we fell behind in payments, soon after they started to call to collect I asked CapitalOne.to please allow us a minimum payment, every person I spoke with told me I needed to pay the total over my limit due, they charged me a late fee of 29.00 then tacked on another fee of 29.00 for being over my limit, there was no end, they finally sued us for over 1200.00 for each of the 3 cards we had, when we only had balances of 600.00 or so on each card. they are bloodsuckers. and it still shows i owe money to them!! Kris, sue the vampires now!

2005/10/27 P.M. 12:25:49 / Daveda N* / Enn*@aol.com / CapitalOne. has not sent a statement to me for 3 months and insists that they have no idea why there is no statement. I have asked them to fix the problem, using calls to customer service and a letter enclosed with a payment i sent in a regular envelope because of the lack of a statement. They keep on charging me late fees no matter what I do. I try to pay by phone to get it in on time and they want $10.00 to make a payment by phone. Now my account is overlimit adding new fees, and I have no idea why this is happening because I dont have any statements. Sue the vampire and pull your neck away from CapitalOne.ASAP!!

2005/10/26 P.M. 1/MARY K* / DOG*@YAHOO.COM /Comments: mary, u did not enter any Comment, this message will be take away if we don't see u resend soon.

2005/10/25 P.M. 09:34:57 / Shelbie S* / ssk*@netzero.com / 440 ***-**** / I have never opened a CapitalOne account, but upon reviewing my credit report on 24 Aug 2005, I noticed a CapitalOne account charged off and a judgment in 36th District Court in Detroit, Michigan issued on Dec 2004. I don’t live in Detroit now or during the time this card was opened. The card was issued in March 2002. I contacted the credit bureaus to remove the fraudulent information and they refuse. I contacted CapitalOne (1800 955-7070/ 1800 239-7054/ 1800 258-9319) to inform them of the ID theft. I was unable to resolve over the phone. I was transferred to various departments and they hung up on me several times, but I kept calling back. I called their collection agent (the law office of Mary Jane Elliott 248 306-2000); I request to supply evidence proving debt is not mine. Agent refuses to state what evidence is needed because they could not give me legal advice and they also hung up on me. On 28 Sep 2005, I called the Detroit police (313 596-5900). I was told to file a report where I reside. I filed a police report locally (05-24222) (440 871-3311). I placed a 90-day alert on my credit report and filed a complaint with FTC (ref#6832758). On 30 Sep 2005, I mailed certified letter with receipt to CapitalOne Fraud Operations and one to CapitalOne Collections, notifying them of the ID theft along with ID theft affidavit, state driver’s license, proof of residency during the ID theft. On 5 Oct 2005, I received email notification of garnishment from Celia Vazquez (216 204-1698) garnishment will begin on 7 Oct 2005. I called the 36th District Court, Detroit, MI (313 965-6144) for paperwork to dispute the garnishment. On 13 Oct 2005, I filed a complaint with the Michigan State Attorney General Office (AG# 200515038). On 25 Oct 2005, I filed a complaint with Comptroller of the currency Administrator of National Banks (www.occ.treas.gov/customer.htm I believed I’ve contacted the appropriate organizations, but I still haven’t received a solution yet, meanwhile I lost $500 from my last paycheck for a debt I never created. The garnishment is supposed to run through Dec 2005. What else can I do? I haven’t heard back from 36th District Court, but I’m looking forward to my day in court.

2005/10/4 P.M. 12:30:12 / MessageType: Complaint /HowDoFind: (Other) / LATOSHA / BLE*@YAHOO.COM / 864******* / please help me I owe them almost $700.00 I called to cancel my card to avoid all them crazy fees and I kept asking them are their sure that by me canceling my card and still make payments when i get the money will all fees be cut off...They said YES BUT I AM BEING CHARGED FOR LATE FEES, MONTHLY FEES AND OVER DRAFT FEES......PLEASE HELP ME I AM GETTING STRESSED OUT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! latosha, since u post your complaint here, u should have read and learn what these vampires doing to other victims already!! don't u ever learn how to fight these vampire yet?! don't bother  asking mercy from the vampire, they r sucking your blood! That is their job, that is how they survive! That's what kind of blood sucking rewards u r getting!!

2005/8/25 A.M. 07:18:35 / MessageType: Complaint /HowDoFind: News /FoundFrom: / LORI B* / lor*@optonline.net / 914******* / I have had two CapitalOne.cards for five years and three years. The first card was secured and after three years of good payments I requested that my security deposit be refunded-they refused however they gave me a higher limit unsecured card-clearly I was a good standing customer so why did they keep my deposit? I canceled the secured card asking to use my 250.00 deposit in the account which was 300.00-they refused stating that I had to pay the card in full then they would refund the security deposit-is that legal? Anyway I made the minimum payment and they claimed that they got it late charging me a late fee which put me overlimit. I agreed to pay the 300.00 but refused to pay the late and overlimit fees. Ultimately they accumulated fees bringing my account to 750.00 put it in collection at that amount and never even deducted or accounted for the funds that they still have for security. Now I have this current card with them again good standing for years and suddenly I sign up for online payments. I get the next bill in the mail stating that I was late then overlimit because the E-check didn't clear I call my bank manager who called them to say that they never even tried to put through a check online and that I had plenty of money to cover it-they refused to remove the fees and disregarded everything the bank manger explained to them. HELP before the same thing happens again where can I go to take care of this is there a commission???

2005/8/17 P.M. 08:39:53 / bute*@yahoo.com / called CapitalOne. back in june to report 2 credit cards missing, later found i had misplaced them, but they were cancelled, and was told i would get new ones in about 14 days. I was told they came back to them, because i had given them my street address ,and not my mailing address, I informed them that having an account with them as long as i had they new my mailing address by looking on my file. I ask them to just send my statements so i could send my payment on time i made approx 5 calls asking for my statements, ok my payment is due on the 19th of each month, and my statement was received on the 20th with a 35.00,dollar charge on one of them, and 29.00 dollars on the other. I informed them i didn't owe a late charge because they failed to send out my statements, so I received my statement for one of my cards for the month of aug.,so i called about the other one, and was told they would send another one even though they said they had already sent it. I deducted the late charge from the statement i did get, and sent it on out. I waited for the other statement, but it never came, so i called again, and was told it came back to them even though the correct address was on it.I ask what they expected me to do, that i did not plan to just mail them a money order without a statement or an account # to post on it, I ask for the account #.and was told they could not give me that info., so i ask for the last 4 digits,& was given that. I had no idea what amt to send, so i sent a payment of 50.00 dollars,when i told them i wasn't going to pay the late charges i was told they would add more if i didn't. I have had nothing but problem with capital since june when i called about the cards. I was searching the web tonight ,and found a # to call, the lady was very nice and listened while i explained what had happened the last 3 months.I was told by this lady that she could straightened this mess out for me & was sorry for the rudeness these people had shown me.I trust that she will. I certainly don't think i will ever feel secure with CapitalOne. bank again. thank Louise C*,Manchester,Ga. Louise, let me tell u one thing, some lady from CapitalOne tried to post therr message on our web by a FAKE contact info!! their salary depending on how much charges and fees they can ever squeeze out from u!! One regular trick is that they will charge u whatever and however they can, then the next guy will offer u 70% to settle. If u still refuse, the next guy will offer u 60% off. I once finally got the offer down to 30% off if I would willing to pay any. But they won't offer u any discount anymore after 1 year! Because u will lose the chance to sue them after 1 year.

2005/8/16 P.M. 12:58:33 / MessageType: Problem / HowDoFind: Web Site search engine / FoundFrom: google search / Kelly R. H* / kel*@ftc.fiserv.com / 303-***-**** / I am concerned because I recently responded to a credit card offer. I did not request the acct number right away online but they are sending a credit card in the mail. After reading this website, I don't want to have anything to do with CapitalOne. I will not activate the card or use it.-How can I assure that they will not give me trouble? Kelly, u r in trouble already! but u r lucky that u find our web before it's too late! Most of our viewers didn't learn to sue the vampire in the first year (and in some city, u only allowed to sue the bank within one year or so).CapitalOne is the only bank spending tons of money on TV promotion to entice the new blood every day. It cost them averagely $1,000 to mail out the bucket  mails of pre-approved NO-HASSLE-REWARDS to get one new victim, so basically if  CapitalOne have not charge u upto $1,000, they will consider they lose money on your account.  U need to call' write (and keep all the records for the evidence for later) to tell them that u don't want their NO-HASSLE REWARDS at all! (Or else the day u open their new card, there will be a $69 annual fees automatically charge already!) If the card is already there, never activate it, cut it into half and mail it back to them with a letter tell them u do not activate it, and u DO NOT want their card! Tell them that u have read our webs and post your message already, tell them that u read our web and already learn all the tricks they do! Yep, they don't call their credit card "Capital One Card" anymore!! Why not? because we started our http://www.capitalOneCard.us . then they changed their TV promo into no-hassle card, so we started another http://www.no-hassleCard.com, then they changed their promo into "no-hassle-rewards". Kelly, please tell them that u find all the victims on http://www.no-hassle-rewards.com

2005/7/29 P.M. 09:13:03 / CAROL H* / CAR*@YAHOO.COM / I SEND IN MONEY ORDERS FOR MY PAYMENTS TO CapitalOne. I JUST GOT A CALL FROM THEM SAYING I DIDN'T MAKE A PAYMENT SINCE APRIL. I KNOW I DID. CALLED THE MONEY ORDER COMPANY TO GET WHAT I NEED I NOW HAVE TO PAY TO GET THE PROVE OF PAYMENT OR THAT THE MONEY ORDER MAY OF BEEN CASHED. NEVER EVEN GOT A NOTICE SAYING I MISSED PAYMENTS. SO WHAT GIVES HERE . I HAVE ANOTHER ACCOUNT WITH CapitalOne NEVER A PROBLEM WITH THAT ONE SO WHY ALWAYS THIS ONE ACCOUNT I WISH I KNEW. SOMETHING SURE SMELLS FISHY HERE . NEXT TIME THIS HAPPENS I WILL SEE MY LAWYER ON THIS AND ALSO WILL GO TO OUR LOCAL TV STATION AND HAVE THEM INVESTIGATE CapitalOne. I FEEL THEY AS A COMPANY NEEDS TO CHECK THEIR PEOPLE OUT WHO ARE HANDLING THE PAYMENTS . I'M NO SAINT BUT I SURE DON'T GO AROUND AND TRY TO SCREW PEOPLE OUT OF MONEY. I WILL PAY THIS TIME BUT I CAN ASSURE YOU IF THIS HAPPENS AGAIN I WILL NOT PAY A DIME. ALL MY PAYMENTS FROM NOW ON WILL BE COPIED. I DON'T WORRY ABOUT PEOPLE TRYING TO TAKE OVER YOUR ID I WORRY ABOUT THE CREDIT CARD COMPANY FRAUD . MAKES NO SENSE TO WHY I AM HAVING SUCH A PROBLEM WITH ONE ACCOUNT BUT YET NOT THE OTHER ACCOUNT WITH THE SAME COMPANY. THANK YOU

2005/7/23 P.M. 10:16:24 Pacific / matt w* / vei*@gmail.com / 706-***-**** / I have a similar problem with these people and also Cross Country bank. Although my credit report is somewhat accurate it is still a hassle. It has been about 5 years since this has happened to me. I also requested my account to be closed so as that i would not receive the overlimit and late charges, of course this never happened. Now i think about it they did settle wit me but a few weeks after they received my payment I received an arbitration letter in the mail. I see why now. They r nothing but a bunch of dirty bitches!! Also I would like a copy of the list of people that are already taking action on this so maybe i can send it to the credit bureaus and get this straightened out. It says you need my evidence to assure you that im real. Since the happened several years ago I have no hard evidence except what shows on my report. Basically its my word against theirs. Also its from my understanding that if you offer them payment and you have evident of this letters or recordings. If they deny you all you have to do is send it to the credit bureaus and they will delete them from your file. matt, in some area, u can NOT sue the vampire for the over-1-year-old-credit-issue. Pay the most attention to your next month statement' find out the date they cashed your payment from your bank records and if CapitalOne  still post it as LATE,  and sue them for the current matter. U can always learn how to fight after u view our webs and find the witness with same experience from CapitalOne . What's happening to all the victims is, when u send CapitalOne  the whole payment to close your CapitalOne  , CapitalOne  ALWAYS hide your payment and pretend that they never receive it ! And CapitalOne  will insist that u spend $10 to buy the photo copy of your own bank checking account to prove that your check does go throu, it usually take more than 2 months, then after u do the whole document procedures, CapitalOne  will credit back the amount that u finally prove u sent, but they will be more of fees and charges here and there, and u never get close your 24 hours CapitalOne   nightmare, that's happening to u?! It happened to everybody!

2005/7/22 P.M. 09:04:34 /MessageType: Complaint /HowDoFind: (Other) /FoundFrom: Looking for Corp. Office / MC H* / mch*@lycos.com / 941-***-**** / CapitalOne  SUCKS! A very rude account rep. hung up on me after giving me incorrect legal advise. He hung up when I informed him he was mistaken. When I called to complain to the supervisor they were unable to track the employee even though I had his name. I called several times and only twice spoke to someone in the US. The people in India did not have access to account data. This was an easy matter to handle. I'm not sure I trust them with my account. What would happen if I really needed their assistance? MC, u need to read through our web, u shall see that we even have some messages r from CapitalOne 's former worker (yea, including the reps from India, what they said? They have to take at least 100 phone calls from victims each day), u shall see what's happening to CapitalOne and u! CapitalOne set up their 800 toll Non-free long distance (so called "CapitalOne Service") in India, India Service have NO access to your account, and their salary depend on how much charges they can squeeze from u, What kind of assistance can u get from them?!

2005/7/17 P.M. 05:24:05 / MessageType: Praise / HowDoFind: Web Site search engine /FoundFrom: / Karen W* / wats*@hotmail.com / Unbelievable! I've received tons of offers from this bank and finally I decided to do some research on their "No-Hassle" card and ran across your website. After reading many of your posts I've decided CapitalOne can take their offers and shove them. I'll stick with my C******** card. Thanks for the heads up!

2005/7/17 A.M. 10:53:36 / mary / msm*@yahoo.com / I had a CapitalOne  card in 1997, a $250 credit limit and when the account was closed early they continued to charge me a late fee and over the limit fees and now it at $2,100. I want to get them to erase them self from the credit bureau because the are 8 years old now but they won't. I want to get a part of in on this law suit.

2005/7/6 A.M. 10:36:08 / HowDoFind: Web Site search engine /FoundFrom: ask Jeeves /  denis r* /  kea*@juno.com / 805-***-**** / Lawyers representing Capital one in my law suit are: Elizabeth A. B* bar#8**** and Richard E. G* bar #1***** 16130 Ventura Blvd. Suite 620 Encino, Cal. 91536. I am counter suing. My debt is $12,000+. I think that I should ask for "meaningful" penalties against them. I have been hounded by their collections over the fact that they okayed balance transfers over the phone and then did not increase my total credit limit to cover those increases in my balance. I have a second card with them in good standing and it is over the credit line for the same reason, but it is only $900+. I am cross complaining with a cause of breach of contract and another for fraud. If I can get a place to send e-mail I will attach some documents. many blessings. I am filing today, if all goes well. I have until the 10th before my 30 days to respond are up.

denis, thanks for your message. u r the 1st viewer whoever reveal your attorney's address, Please ask your attorneys to see if they want their address post? lots of viewers asking about where can they turning to. Your attorneys maybe a helpful place. Do they want their address (also, bar numbers and names which I asteriated already) post in our web so the other viewers can reach them for help? I will post and wait until u or them to say no.

Do u need the group witness to prove to the judge that u r not the only victim? To post your case number and info on our webs get u entitle to use all the viewers on the web to be the group witness for u. Every viewer post their message here with real name' email' telephone and all valid contact info saved in secured database. We r all fighting CapitalOne Vampire, and all willing to testify if u contact us, mention about the witness posting date then we will get u connected.

2005/7/4 A.M. 08:32:48 / Janna / nej*@yahoo.com / 334-***-**** / There are charges on my bill that I did NOT charge. this card was being saved in case something happened to my family. I was also told that I would have a $300.00 balance. Please call me ASAP and let me know what is going111111 if the answering machine picks up just tell me who you are and if I am here I will pick up.. My mom has bone cancer and we never know when we will have to get up and running, this card always us to have money but no case.. These last few months have been really bad. She has be in the hospital in icu......Basically the dr's are telling us this will be our last Christmas with here so enjoy her while you have her. When will I receive my bill for July? Because I didn't charge anything I should owe about $19.00 that one time fee thing any. please help me get this cleared up.

Janna, u r asking the wrong people, we r not the CapitalOne vampires. There is no "one time fee" such thing in CapitalOne Bank. Read our webs u shall learn how they work.

2005/6/21 P.M. 01:00:09 / MessageType: Complaint /HowDoFind: Web Site search engine /FoundFrom: www.google.com / Anthony D* G* / yno*@yahoo.com / 401-***-**** / I have been fighting w/CapitalOne Bank for over 4yrs due to a "fraud account" that was opened not by me but by some that had my personal data. I did have a "secured Visa" w/them so by mistake I sent a payment in error to the Fraud acct and because of that action they told me it is my account & I am responsible for it!!!

Anthony, IT'S NOT a "secured Visa"! It's a blood sucking evil card! Read our webs u shall learn how to fight the vampires correctly!!

2005/6/13 P.M. 10:57:25 / MessageType: Complaint / HowDoFind: Friends told / Edie K* / ehk@verizon.net / (808)***-**** / Went to a lender and she pulled up my credit report and found that CapitalOne had that I owe $40.00 on a credit card. The acct.# is not familiar to me and all the cards I owed I made a settlement and paid them off. I checked all the cards I had and the #'s don't match. What can I do?

Contact CapitalOne  and ask them to correct the error immediately! CapitalOne have their so called " CapitalOne Services" office set up in other English speaking countries, (India?! Surprised??) It's cheaper there, and u will always have SERVICE especially when u r mad and calling in the nighttime. They may tell u "The local office is closed, your case will be transferred tomorrow". Remember their salary is based on how much charges and fees they can make u pay, and by "transferred tomorrow" meaning your case will be 2 or 3 days more postponed, Why? more late charges of course. Contact and double check 3 major credit agency to make sure that CapitalOne have correct the error! The vampires know u r desperate to clean up your credit, this is the best chance to get u pay even they know u don't need to pay any at all! Be alerted!!

2005/6/9 P.M. 06:23:49 / Charlon L* G* / lad*@yahoo.com / 910-***-**** / CapitalOne  is sooo full of crap. I told them to cancel my credit card because it seemed like I would never be able to pay it off if it continued to remain open. So when I cancelled my card my balance was $466.71 and I was like cool, I can handle paying this off. So I waited to get my refund check from school and would pay off the entire $466.71, however the balance now was $984.96!!! What is really going on?!?! They called me and told me I need to resolve this matter and I told them that I would pay the $466 but I would NOT pay the $984. That is ridiculous and I am NOT paying for something that they should have closed. Now on my Credit Report it has Charge Off in the amount of $314 but then states I have a past due amount also. I am completely confused and will not pay them until they can send me some kind of documentation in the mail which shows how they added almost $500.00 in charges.

Charlon, sue the vampire right away!! TODAY and NOW!! In some city or area, u only allow to sue the credit concerned matters within 1 year or so!! what CapitalOne doing is to make u pay as much as u can, to add on more charges and fees as much as they can. U expect those people to help u?! their salaries r depending on the charges and fees they squeeze out from u! DO NOT let this go on over 1 year, BOOM!!

2005/6/12 P.M. 01:42:10 /MessageType: Complaint /HowDoFind: (Other) /FoundFrom: / gail b* / gai*@yahoo.com / 828-***-**** / CapitalOne ruined my credit by charging me 3600 for a 500 credit limit i could not pay that

gail, how did y find our web??? u did not finish your comments, there might be a typo? how did CapitalOne charged 3600 on 500 credit limit? please resubmit.

2005/6/6 A.M. 07:44:46 /MessageType: Praise /HowDoFind: Friends told /FoundFrom: / Diana T* / 215******* / Comments:/

Diana, U submitted a Praise Message in blank comment, but  u have no idea about how we appreciated your Comment! When we were still in top ten of web searching list, we used to get several comments to post every day, now the situation changed, the vampire kept changing their promotion names (they don't call their blood sucking evil card "credit card" anymore because they know that the viewers will always see our web on top ten list when they r searching "capital one credit card",  also they added more and more trash webs to squeeze our webs out of top ten searching list.

Now we receive the viewer's Comments from "Friends told"!! So please keep telling your friends, it seems a way we r getting viewer's message after a long while. u submitted a blank Comment because the viewers said it all already?

2005/5/20 A.M. 10:19:50 / Rick C* / pur*@msn.com / 641-***-**** / How can your credit be fixed with overlimit fees & late payment fees that are all in excess of 25.00 each time? This company has no conscious!! They claim that they will work with you, they don't. They also claim that they will set the remaining balance up on payments at only 20.99% interest and were previously charging a hugh 29.99% on the card itself. I'm tired of the lies and deceit. They have even called our cell phones, How did they do that??

Wen, it's a card with credit limit only $200 (but they told u that your credit limit could be upto over $150,000 dollars in the letter?! YEA RIGHT!! They a;so told u that u would get a piece of private island too!! and CapitalOne don't even call their card "Credit Card" anymore, they call it "NO-HASSLE-REWARDS"!!) What money can CapitalOne able to make from u? CapitalOne spend tons of money to mail everybody the invitation letter to get their blood sucking evil REWARDS,  to air TV commercial to make u become their new blood, how do they get these cost back?! U still believe CUSTOMER SERVICES r mean to help u enjoy your $200 credit limit REWARDS?! Who's money is paying their SERVICES??? Read our webs and u shall learn how to beat the vampires! DO NOT WAIT! U r lucky that u can sue! Most viewers don't find our webs until it's too late for them to sue!

2005/4/12 P.M. 04:08:59 Pacific / Ben Z* / net*@verizon.net / 302-***-**** / I wrote you last week and I have a suggestion. I almost have a website with all documentation listed. Would you like to put my website url on your site? I will do the same for your site. We really need to let capital one have it. Thanks, let me know.

Ben, let's know your url when it's ready. There r already TONS of web sites fighting vampire already. Doesn't really bother CapitalOne, everybody is watching 's TV commercials everyday, receiving 's "pre-approved" invitation letter every week. But most of viewers only find our webs after they have been blood sucken dried by CapitalOne, and always too late to sue. Sometimes those victims even getting 2 or 3 CapitalOne cards all with credit limit of $300 and still never figure out how evil this can be until they see our webs, which sadly to say, is always too late! CapitalOne keep change their promotion name so the web site viewer hardly connect to learn that we r fighting exactly their credit card, CapitalOne doesn't even call their card VISA or Master credit card anymore, yesterday we were fighting CapitalOneCard, then they promoted their card name into "no-hassleCard". Fine, we r fighting no-hassleCard. Now they change their card into "no-hassle-rewards". REWARDS?! what hell is that ? their TV commercials is very confused and annoying, but they r getting new blood everyday. And they also try to use fake contact info to post their messages on our web too! If  we see some Viewers r saying "all the r happy card holder, satisfied and always own more than 3 cards", we always find out this kind of viewers give us a fake email address!! When u have your web sites stand up, u shall do something different than us, ALERT the viewers BEFORE they become the victims!!

2005/4/14 P.M. 05:08:29 /Hey, Thanks for getting back to me so soon. It will be done in a weke or so. And yes, I did mention several instances to alert consumers, i.e. FTC laws. I'll let you know when its ready. Ben

2005/4/9 A.M. 02:08:52 / paula l* / plr*@sbcglobal.net / 432-**** / CapitalOne are the worst $300.00 limit credit card company I've ever dealt with. I didn't even ask for the card. It was sent. then on top of that a purchase check in my name for $200.00 dollars. what was I suppose to do with a purchase check in my name? go spend it at Macys? On top of that , they said it was a gift. Nothing for free in this world today. I took it to my bank just to see what was up with this odd check and deposited in my account since that was the only thing I could do. my bank said they had no record of my depositing any sort of check from capital. for 3 months they refused to admit they had seen any sort of check. I found out three months later with some help that it was sent back to capital one. Wells fargo do not accept purchase checks. They finally found this odd check . took $200.00 out of my account. which they never even put the check into my account. and CapitalOne charged me the same day that check was deposited into my account $200.00 to my card. after almost a year. CapitalOne said it was in their hands. I asked for a copy of the check which I do have. CapitalOne closed my account. I thought that was finished. NOPE. they sent me another card . I called and said I did not ask for another card. They tried to tell me it was a total different account , don't worry everything has been taken care of with the other. I refused to open the card. told them> NO I will not open this . CANCEL this card. I then got a statement the next month, And there was a $200.00 dollar charge on it. I was livid. how can they open an New account with out my consent . and on top of that add $200.00. to this day i'm fighting with them about this situation. I have the card with the sticker still across the card. I thought I had better keep it to show I didn't ask for another card , nor did I open the card. they are after me for now $450.00 , they say the other card was transferred to this account . they are nothing but a bunch of crooks. how do I stop this. ? Please help me .

Paula, don't waste your time try to talk to their so called "CapitalOne  Service", their job is to stall u from suing them. Sue them!!

2005/4/6 P.M. 09:12:57 / Jesus H E* / don*@aol.com / 914-***-**** / I was reaching my credit limit when I got hit with an annual fee which put me over. I was charge an over the limit fee. I made a payment on the evening of the due date and was charged a late fee plus an over the limit fee. I have had this account for several years now and can't seem to pay it off.

Jesus!!! Sue the God damned CapitalOne vampire!!

2005/4/6 P.M. 05:49:56 / Complaint /HowDoFind: Web Site search engine /FoundFrom: google / Ben Z* / net*@verizon.net / 302-***-**** / I sent CapitalOne  a hardship letter less than a year ago (I was permanently laid off). In response, they demanded the payment in full, reduced my credit limit to cause over limit charges to be accessed, late fees and jammed up my interest. Since then I have secured employment but have gotten so far behind the account charged off. They are charging me 15.9% on a written-off amount. I know for a fact because I pulled my own credit report. I also asked for a settlement quote around mid jan/05 and Amanda gave me a quote of approx 75% of the balance, this equaled around $1K month for 6 months, I told her that was way too unrealistic. That was this past Jan/05. Well in March/05, she called again and tried to settle with me for 85% of the balance. I asked her to explain and she assured me that that was the best deal she could offer me. I wasn't able to do that either because she jacked us the settlement amount. I also asked to speak to a manager (I knew she was lying to me), she of course refused. Then I also asked why am I being charged 15.9% finance charge on a written off amount. And you know what she did? She laughed right in my ear. What professionalism and highly credible PR. I also have an MBNA account and that was running into charge-off. I called and explained my situation and they immediately agreed to settle for 25% of the balance in writing in which I am currently paying them off. I am also going to make a web site similar to yours, plus I have all documentation, 2 letters of charge offs and the amounts they jacked on there for interest, the settlement letter from MBNA. Plus even though I believe its not right to record conversations, I recorded the entire conversation, disagreeable settlements, not letting me talk to her supervisor and her laughing at me. I'll post all of my info on my web site here, stay tuned. Plus with me traveling to Philly, NYC and DC I am sure I can make up some flyers to promote my website and let these liars have it. Bet they won't be around much longer once I am done.

Ben , sue CapitalOne NOW!! Now and today!!

2005/4/5 P.M. 07:41:44 / MessageType: Suggestion /HowDoFind: (Other) / FoundFrom: Capitol Dumb / Tabitha / tab*@aol.com / 360-***-**** / What should I do? I have 4...yes 4 now charge offs with CapitalOne . It all started two years ago - as a struggling single mom, I was desperate. CapitalOne assisted me with providing a credit card -well one became two.. three.. and then.. four.. my payments were being made on time until one month - I received a bill, my payment due was way over what I could afford - they said it was because I paid them late - I had a latefee and overlimit- I could not understand how I mail my payments two weeks in advance and now I was LATE!!! Unfortunately this dominoe effected on my account. All 4 accounts were charged off on my credit report because I could not afford these late/overlimit payments continuing to accrue. Now two years later - I am trying to get this cleared up - but every month they are still showing charged off on my credit report - they are still accruing balances. My $300 credit limit card is now saying I owe $1300. That is over $1000 in fees they have charged!! I know I should have paid these off and this is partially my fault for not paying my debt but at this point I absolutely refuse to pay them $1000 in fees (and that's just one of the cards!!!) Unfortunately this has caused a significant burden on my credit report - I want to make amends with what I owe - but am not at liberty to pay them this much in fees. Also how can they continue to charge $60/month in an account that they supposedly charged off two years ago? This doesn't make sense!! What should I do? Desperately in need of some guidenance....

Tabitha , Small Claims Court won't cost u any attorney fee to sue CapitalOne, but u only allow to use the court TWICE a year! (Yep! even u have 4 issues!!) U r not allowed to claim for more than $5,000. CapitalOne always give up to hire a lawman to appear for your lawsuit, BUT, if u claim for more than the lawman's cost, of course the bank will pay the lawman and face the court. SO, PLAN WELL and SUE the vampire GOOD!

2005/3/31 P.M. 04:19:36 / jose f* / jfp*@aol.com / 305 *** **** / You can put me in .I also was fooled by these bunch of low-class people. I am a teacher .They called me to school ,home... I can put my claim easily because they put themselves in my credit report .

Jose, please don't wait! U need to sue the bank within 1 year or so! Use the bank today and now! They put u in credit report meaning ur credit is ruined for 7 years! U r still waiting only meaning that u r getting more and more late charges and fees, and losing the chance to sue day by day!!

2005/3/25 A.M. 10:18:10 / MessageType: Complaint / HowDoFind: Web Site search engine / FoundFrom: Started in google / Roberta S* / Hom*@hotmail.com / 505-***-**** / Had 2 accounts with CapitalOne . Asked to close one but said it would only close when we stopped using. Eventually did. Kept other, had credit protection however they denied coverage. Spouse unemployed and I have become disabled due to car accident. Gave them a call when I could no longer make payments but could not get them to work with me. Get calls from some one in collections and they are now threating fraud even though I always paid it off in full up until my spouse lost job and became unemployed longer than we anticipated. She was very rude today and even suggested we sell our home. What would that solve as that would put us in the street with a family of 6. FYI we have only had 2 credit cards in the 17 yrs. we've been married.

Diana , there r already lots of class action against this blood sucking vampire, u shall join, BUT, it takes LONG TIME, also, only the lawyers getting big share of settlement. U need to sue the vampire on your own (Don't worry, Small Claims Court won't cost u any attorney's fee, but u can't claim for big amount settlement either), in the mean time, write to all the authority and media (to save u tons of typing. u can copy' paste and mention our webs http://www.no-hassle-rewards.com, http://www.noHassleRewards.us , every complaint post here come with real name and contact info, and all willing and ready to be in court and confirm their witness.). Ask the Law to close down CapitalOne . Ask VISA and Master Card to cancel CapitalOne 's credit card license. Ask MEDIA to report CapitalOne 's crime.

2005/3/21 A.M. 09:34:25 / Phillip S* / sup*@sbcglobal.net / 713-***-**** / I was paying on the amount that they "say " that I owed. The account was opened in 1994 and closed in 1998. They have falsely entered another date of the account and have continued to charge interest on a "charged-off" account which by my understanding is illegal.

deb, I strongly advise u email your own complaint to the media. (copy and past this page into your email to them, save u lots of typing, mention about our webs: http://www.capital1Card.com , http://www.capitalOneCard.us   , most media shall know what's going on already) Your story is kind of new issue about how evil this blood sucking CapitalOne  can be!!

2005/3/9 A.M. 10:50:47 / Lillian T* / lil*@gvtc.com / 830 *** **** / Failure to give credit for payment made. refusal to answer to my bank, refusal to answer to my letters with proof of payment. refuse to give credit and investigate this matter.

This message will be removed soon because it's blank in the Comments. Whatever happened, sue the vampires NOW and TODAY!! Do not just post a blank complaint and wait to see what's going to happen: u will get more late charges and tons of fees, also, the worst part: u will lose the chance to sue because u r confused and wait too long!!

2005/3/3 P.M. 01:17:53 / Lana D* / lde*@mail.nysed.gov / 518-***-**** / CapitalOne  is in the business of providing people with credit then RUINING their credit rating!!! I even have payment protection on my CapitalOne card and can't use it because I wasn't sick long enough! I missed one $15 minimum payment while I was sick and have been fee'd to death, spoken to like I was a low life, and reported negatively to the all the Credit Bureaus just so CapitalOne can further increase their corporate friendly status. Then, when I became a targeted identity theft victim, I closed my checking account at my hometown bank and opened a new one. Well, I neglected to change the account info online at CapitalOne and made a payment that ended up "bouncing" back to them. But wait! I realized this after I made the payment and well before the due date, so I call CapitalOne to get it straightened out and make a payment from my new checking account. Low and behold, the new statement comes with MORE FEES due to a "returned payment". I call them back and say "Hey, but I called and fixed this immediately". CapitalOne 's response was "We can't do anything for you unless you get a letter from your Bank stating that you had another account with the funds available on the date you made your online payment so we can verify that this is true." I said " well, you can see the payment I made that is posted can't you?" "Well, we still need verification from your bank". Further proof how CapitalOne trains their representatives to be rude, stupid and treat their customers like low-lives. They can't even see the truth when they POST IT THEMSELVES! Anyway, now they have me $75 over my measly $300 credit limit. I have several other credit cards, all in perfect standing. But that means nothing to them. It also means nothing to them that I have never been late nor missed a payment in the history of having the card! Nor does it mean anything that I missed the payment when I was out of work sick. Nor does it mean anything that I pay for PAYMENT PROTECTION cuz they make it near impossible to use it! They have more ex

2005/2/24 A.M. 04:15:03 / Kay W* / kay*@yahoo.com / 301******* / I have CapitalOne Card. I've been trying to pay this account off for the longest time. I asked to have the account closed. But even with the request finance charges and annual fees are still being charged. I almost had it finished when the annual fee was charged and payment was doubled because I didn't make the correct payment. Why can't annual fees stop I a person is not using the account. I set-up payments to be done on check-free but it did not go through.

2005/2/18 P.M. 12:43:26 /Earl M* / emo*@gamewood.net / 434 *** **** / CapitalOne wants to charge $35 even when they are paid on the day the payment was due. They said I paid at 4:55 on the 10th and that I needed to pay before 3 pm. If the mail is delivered after 3 pm are these people penalized too?

Sue CapitalOne NOW and TODAY!! CapitalOne  is viewing our webs all the time, but, of course refuse to settle any unless u really sue!!! CapitalOne scan our webs only to decide how to change their TV commercials all the time. BUT NEVER NEVER settle any unless u SUE !!!

2005/2/15 P.M. 06:36:36 /MessageType: Complaint /HowDoFind: Web Site search engine /FoundFrom: / Rozalie S*, Lubos K* / roz*@rogers.com / 416-***-**** /ContactRequested: ContactRequested / Comments:

This message will be removed soon because it's blank in the Comments. Whatever happened, sue the vampires NOW and TODAY!! Do not just post a blank complaint and wait to see what's going to happen: u will get more late charges and tons of fees, also, the worst part: u will lose the chance to sue because u r confused and wait too long!!

2005/2/7 P.M. 03:51:36 /Lazaro G. C* / lac* @bellsouth.net / 786 *** **** / Este servicio es una mierda , hace tres horas que trato de registrarme y he llamdo a nueve lugares que me han trasferido y no logro registrar mi tarjeta de credito en este sistema y no logro que me digan como puedo usar mas de cinco mil millas que tengo acumuladas. Translation: Este servicio es una mierda , (This service has been an excrement) hace tres horas que trato de registrarme y he (for three hours treatment to register to me and I have ) ...

2005/2/3 A.M. 01:31:23 / sandy a*/ san*@sbcglobal.net / Hi yes I mad as heck they charged me a late fee because my payment which was 5 days early was sent back they said my bank said they had wrong account number. That is a lie I put the account number in the same way I do all my online bill and all theres went through so then they charge me a late fee on top of it all, I called and they said to call my bank I called my bank and they said they never tried to put it through so CapitalOne lied just to charge me a late fee, even after my payment was 5 days early, I do not understand it all, so I'm go to cancel my account, and pay them off I only owe $200.00 anyway. thanks for letting me vent

There is always (GUARANTEE!!) late fees when CapitalOne find out that u try to cancel their card! then there will be over limit fees, then there is late fees again because u argue, ... ... show the documents to the court!!

2005/1/31 P.M. 07:57:37 / Clyde L. B* / clb*@sbcglobal.net / 323-***-**** / I paid off one account with CapitalOne and tonite I was beginning to get ready to pay my monthly bills and noticed a disbursement in the amount of $164.00 which I did not see on my ledger. I went through all the checks and obtained a copy of the check from my bank. CapitalOne changed the amount of the check and ignored the correct account number at the bottom of the check and credited the wrong account. The check amount should have been $104.00 which is clearly written on the check and not $160.00. The credited the $160 to the wrong account which now has an overage. They increased the check amount and added a late fee. How do I join the legal action again CapitalOne? I will mail a copy of the check to you at the contact address.

Clyde, sue the vampire CapitalOne right away! It seems u got yourself a instantly wining case! Remember, don't try to over-sue (even u believe that u shall win so sure!) U don't need to pay attorney fee so it will cost u small to file the Small Claims Court, but it will cost CapitalOne to hire some lawyer to appear. Most of time, the vampire will just give up if u don't sue them big. Also, if u find they already hired a lawyer in some city because too many cases against them already, try to file your case in different city. Viewers, please post the infos if u find out there r any shameless lawyer dare to use their attorney license to practice for the vampire. So far we only hear that CapitalOne had mailed out faked court paper, never hear any lawyer willing to trash their attorney license and reputation to become the vampire's debt collector! There is NO attorney fee in Small Claims Court, also u r not allowed to ask for big settlement. Only a low life lawyer should be hired by CapitalOne. I have been waiting to post any attorney's name and address from CapitalOne, but our viewers gave me none real name and infos of such kind!

2005/1/31 A.M. 08:55:57 / LISA H* / LAR*@PEOPLEPC.COM / I HAVE BEEN CHARGED LATE FEES AND THAT SOME TIMES PUTS ME OVER MY CREDIT LIMIT THEN THEY CHARGE ME AN OVERLIMIT FEE!!! EVERY MONTH!!! AND TRYING TO ACTIVATE THE PAYMENT PROTECTION OPTION (THAT YOU ARE CHARGED EVERY MONTH FOR )IS LIKE PULLING TEETH BUT THEY CONTINUE TO CHARGE ME FOR IT! I HAVE HAD IT WITH THEM AND I AM TIRED OF TRYING TO CONTACT THEM WITH NO RESULTS

c*, sue the vampire!! today and now! Do NOT wait for another yrs later and more of $1,500!! email your complaint (mention our web so they will learn it's not only u got the vampirism attacks) to every media' congressman' VISA' and MasterCard. Your $200 credit limit quicksand to $1,500 debt is a very typical story of blood sucking evil CapitalOne to tell!

2005/1/25 P.M. 12:59:20 /MessageType: Praise /HowDoFind: Web Site search engine /FoundFrom: Common Sense/ Kerri h* / ker*@yahoo.co.in / 504-***-**** / I need to know if my approved credit card has been sent to me yet. I just don't won't a particular family member to get hold of it in the mail. If you e-mail me back. Thank You

Kerri, your "Common Sense" got u into some confusion and problems we like to clear them up for u:

1.We r not CapitalOne's site! We r fighting this blood sucking evil vampire!

2. Every approved credit card  CapitalOne sending out r all "pre-approved", don't need to be proud or excited! U r getting a "Debt u to Death" credit card with credit limit $300 (or $200 if u seems be a low level new blood), yep! even the gas card have higher credit limit than this "No-Hassle REWARDS"!! Why the credit limit so low? because CapitalOne want to charge u over-limit fees everytime u use it. Doesn't matter how and when u pay the payment, your payment is always late so CapitalOne will charge u LATE FEES.

3.Most viewers find our webs after they r blood-dried and realized they r too late to fight the vampire. In some areas, u only allow to sue CapitalOne within 1 year or so. U find our web before u receive the card!

2005/1/22 P.M. 02:40:51 /MessageType: Complaint/HowDoFind: Web Site search engine/FoundFrom: /UserName: /required-UserEmail: /UserTel: /UserFAX: /ContactRequested: /CapitalOne  HAS PUT A BAD SCORE ON MY CREDIT REPORT AND I HAVE NEVER HAD A CapitalOne  CREDIT CARD!!!!! SO WHEN THEY LEARNED OF THIER MISTAKE (AFTER I TOLD THEM) THEY SAID THEY WOULD CONTACT THE CREDIT BUREAU AND SET THE RECORD STRAIGHT, THEY NEVER DID AND MY CREDIT IS RUINED

Sorry we need to take away ur message really soon because u submitted  ur complaint without your name and contact info. (We only post ur contact info by first name basis only. We NEVER give ur personal contact info to anybody, but we need it to prove that u are a real person with complete and detail contact infos. We saved these info into our data base which is secure and never on web. When the media or some law office come to ask for info, we always inform u first and let u decide if u want to contact them. After u post ur message with complete contact infos, if u need other witness for ur lawsuit, u can always use EVERY piece of our webs as ur group witness. All messages came from real person with complete infos!)

2005/1/19 A.M. 07:05:03 /MessageType: Complaint /HowDoFind: Web Site search engine /FoundFrom: www.yahoo.com / Johnathan / jagu*@yahoo.com / 540 ******* / For the past several weeks I have been charged over charge fees on my visa CapitalOne card, and hadn't even come anywhere near my limit on my card, three times in a row.